Pets are cherished members of our family as well as crucial members in case of commercial breeding. But what if your pet gets sick? What if your pet gets injured? What if your pet needs to undergo surgery? To cater to all these “what ifs”, we bring to you-HDFC ERGO Paws n Claws, a pet insurance which prioritizes the health and wellbeing of your beloved pet. We provide plans tailored for your pets every need, ensuring that in case of an unforeseen health crisis, your pet receives the best possible care without having to worry about hefty veterinary bills. Don’t wait for the unexpected, safeguard your pets’ health with pet insurance today.
At HDFC ERGO, we prioritize the health and well-being of your beloved pets, thus bringing to you insurance plans tailored for your pet’s unique needs. With HDFC ERGO's Paws n Claws Pet Insurance plans, get :
All-round protection for cats and dogs
Customizable plans that cover OPD as well
Audio & video veterinary doctor consultations
Covers up to 5 pets for individual owners
Covers up to 10 pets for a commercial breeder
Our policy extends coverage to both major and minor illnesses, ensuring your pet's well-being by addressing a variety of health concerns diagnosed by veterinary professionals.
Protect your pet from unexpected accidents and bites by covering the costs associated with injuries caused by other animals or accidental incidents.
In the unfortunate event that your pet requires surgery, our policy covers a comprehensive list of surgeries, providing financial assistance for necessary medical interventions.
This coverage includes diagnostics, a broad spectrum of procedures from Outpatient to Emergency care, and comprehensive medical coverage, including Injections, ensuring your pet's overall well-being.
This coverage insures injuries and illnesses arising out of racing, coursing, commercial guarding, and any occupational, professional, or business use of the insured pet.
This coverage includes financial loss incurred for domestic travel on non-refundable travel & accommodation costs, as well as rescheduling by the pet owner and their spouse in case of an admissible claim. *Applicable only for expenses incurred on domestic travel.
In case of the death of the pet, this coverage provides reimbursement if a claim was admissible in the same policy year.
This coverage includes four vet-on-call and two video call services per policy.
This coverage includes expenses incurred by the pet owner for legal claims or lawsuits for bodily injury or property damage caused by the pet.
The above mentioned coverage may not be available in some of our plans. Please read the policy wordings, brochure and prospectus to know more about our Pet insurance plan.
This policy does not cover Vet Visit Fees for routine check-ups, diagnostics, or vaccinations.
Claims related to the treatment of pre-existing diseases and their complications are not covered.
The policy excludes claims associated with homeopathic or herbal medication.
Coverage does not extend to routine preventive treatments such as vaccinations, castration, bathing, grooming, nail clipping, dental scaling, etc.
Treatment for cosmetic or psychological reasons is not covered unless medically required to restore functionality.
Expenses related to pregnancy, complications, termination, birth, or puppy rearing are excluded.
Just like humans, pets require regular health check-ups to ensure they are healthy. These visits can help catch any potential health issues early on. Your vet can also provide valuable advice on your pet’s diet, exercise, and overall care. Regular vaccinations and preventive treatments for parasites like fleas and ticks are also crucial for your pet’s well-being.
Feeding your pet a balanced, nutritious diet is essential for their health. The right diet varies depending on the pet's age, breed, and health condition. Avoid overfeeding to prevent obesity, which can lead to health issues. Always have fresh water available.
Regular exercise is vital for keeping your pet physically fit and mentally stimulated. Dogs, for example, need daily walks, while cats benefit from play that encourages natural behaviors like hunting and climbing.
Dental health is often overlooked but is crucial for pets. Poor dental hygiene can lead to serious health issues. Brush your pet’s teeth regularly and provide dental chews or toys that help clean their teeth.
Mental health is as important as physical health. Provide toys, puzzles, and games that challenge your pet mentally. Training sessions also offer mental stimulation and strengthen the bond between you and your pet.
Regular grooming helps keep your pet’s coat and skin healthy. It's also an opportunity to check for any abnormalities, such as lumps, bumps, or signs of fleas. For certain breeds, professional grooming may be necessary.
Pet insurance generally covers accidents, illnesses, surgeries, prescriptions, and sometimes preventive care, depending on the policy.
After paying the vet bill, you submit a claim to your insurer. They'll reimburse you based on your plan's coverage percentage and deductibles.
Most pet insurance plans allow you to use any licensed veterinarian or specialist.
Consider your pet’s age, breed, health needs, and your budget. Compare different plans and read the policy details carefully.
Yes, there is a 30-day waiting period before coverage begins.